ESTABLISHED 2018
ABOUT FINANCIEN
Empowering your financial journey with simple, transparent, and accessible solutions. Because for us, it’s not just finance — it’s your future.
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Who We Are
FINANCIEN is a financial consultancy founded in 2018 by Mr. Aajay Sadaphal with a vision to simplify the loan journey for individuals, businesses, and professionals.
Built on the foundation of practical industry knowledge, customer trust, and real financial understanding, we have helped customers from different backgrounds access the right financial solutions through major banks and NBFCs.
We understand that finance is not only about documents and processes — it is also about trust, guidance, and making the right decisions at the right time. Our focus has always been to make financial services more transparent, practical, and customer-friendly.
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What We Do
We provide comprehensive support and expertise across a wide range of financial services.
Home & Property
Home Loans, Loan Against Property (LAP).
Business & MSME
Business Loans, MSME Finance, Machinery Loans, Project Loans.
Working Capital
Working Capital Loans, Cash Credit (CC) Limits, Overdraft (OD) Limits.
Personal Finance
Personal Loans tailored to your specific needs.
Banking Guidance
Financial Consultation, Banking Guidance, and Loan Process Assistance.
Trust & Integrity
Building long-term trust through practical financial solutions.
Our Journey
With more than 12 years of experience in leading positions across various banks and NBFCs, Mr. Aajay Sadaphal built Financien on the foundation of practical industry knowledge, customer trust, and real financial understanding.
At Financien, our strength lies in understanding customer needs and connecting them with the most suitable banking and financial solutions. We bridge the gap between complex financial processes and your goals.
Today, Financien continues to grow with one clear objective: “To build long-term trust through practical financial solutions.”

Our Approach
Understand
We analyze your financial situation and goals.
Strategize
We design the best financial solution for you.
Execute
We connect you with the right lenders.
Support
We stay with you even after completion.

FINANCIEN Academy
We believe in spreading financial knowledge. Through our academy, we help students and business owners understand finance deeply.
Learn. Grow. Succeed.Ready to Secure Your Future?
At FINANCIEN, we focus on long-term relationships — not just transactions.
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